/* 🔥 HERO */
.policies-hero {
    padding: 100px 0;
    background: linear-gradient(135deg, #020617, #0f172a);
    color: #fff;
}

    .policies-hero h1 {
        font-size: 40px;
        font-weight: 700;
    }

    .policies-hero p {
        color: #cbd5e1;
        margin-top: 10px;
    }

/* 🔥 GRID */
.policies-section {
    margin-top: 60px;
}

.policies-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 25px;
}

/* 🔥 CARD */
.policy-card {
    background: #ffffff;
    padding: 25px;
    border-radius: 18px;
    border: 1px solid #e2e8f0;
    transition: 0.3s;
}

    .policy-card:hover {
        transform: translateY(-8px);
        box-shadow: 0 20px 40px rgba(0,0,0,0.08);
    }

    /* 🔥 HIGHLIGHT CARD */
    .policy-card.highlight {
        border-top: 4px solid #6366f1;
    }

/* 🔥 ICON */
.policy-icon {
    font-size: 28px;
    margin-bottom: 10px;
}

/* 🔥 TEXT */
.policy-card h3 {
    margin-bottom: 10px;
}

.policy-card p {
    color: #64748b;
    font-size: 14px;
    line-height: 1.6;
}

/* 🔥 CTA */
.policies-cta {
    margin-top: 80px;
    padding: 70px 20px;
    background: #0f172a;
    color: #fff;
}

    .policies-cta p {
        color: #cbd5e1;
    }

.btn-contact {
    display: inline-block;
    margin-top: 20px;
    padding: 12px 28px;
    border-radius: 30px;
    background: linear-gradient(135deg, #6366f1, #22c55e);
    color: #fff;
    text-decoration: none;
}

/* 🔥 MOBILE */
@media(max-width:768px) {
    .policies-grid {
        grid-template-columns: 1fr;
    }

    .policies-hero h1 {
        font-size: 28px;
    }
}